The Shopping Portal Leaderboard • refreshed daily

Is your favorite
portal #1?

We score 29 cash back, airline and card portals on one thing: how often they pay the most. Loyalty to one portal is a habit, not a strategy.

Free accountAd-free and independentOr jump to the full leaderboard ↓
saved in a Pro member’s first 6 months
$400+
average earned on each purchase
7x
stores supported on Savewise
70,000
rating out of 5 stars
4.8
TODAY’S RATESTOP 5 PORTALS

Best Buy: #1 BeFrugal, 15% cash back; #2 Top Cash Back, 14% cash back; #3 Rakuten (Amex/Bilt), 8x points per $1; #4 Chase Freedom, 7x points per $1; #5 ShopBack, 9% cash back.

BeFrugal pays the most at Best Buy todayRefreshed daily
THE LEADERBOARD

Every store. Its best portal. Side by side.

The top portals for every store, best payout on the left. The spread is bigger than you think.

Updated Oct 22 · showing 20 of 200 stores · How we rank ↓

Walmart portal rates, best: BeFrugal 12% cash back, #2: Price.com 12% cash back, #3: Top Cash Back 8% cash back, #4: Capital One Offers 3x points per $1, #5: Swagbucks 4x points per $1.

See all offers

lululemon portal rates, best: JetBlue 8x miles per $1, #2: British Airways 8x miles per $1, #3: Capital One Offers 4x points per $1, #4: Virgin Atlantic 4x miles per $1, #5: Flying Blue 3.4x miles per $1.

See all offers

Best Buy portal rates, best: BeFrugal 15% cash back, #2: Top Cash Back 14% cash back, #3: Rakuten (Amex/Bilt) 8x points per $1, #4: Chase Freedom 7x points per $1, #5: ShopBack 9% cash back.

See all offers

Viator portal rates, best: Rakuten (Amex/Bilt) 13x points per $1, #2: Capital One Offers 11x points per $1, #3: Top Cash Back 15% cash back, #4: Rakuten 13% cash back, #5: Swagbucks 12x points per $1.

See all offers

The Home Depot portal rates, best: Top Cash Back 15% cash back, #2: BeFrugal 10.1% cash back, #3: Price.com 8% cash back, #4: Swagbucks 8x points per $1, #5: Rove Miles 5x miles per $1.

See all offers

Lowe's portal rates, best: RetailMeNot 6% cash back, #2: Capital One Offers 2x points per $1, #3: Price.com 1.6% cash back, #4: Rakuten (Amex/Bilt) 1x points per $1, #5: ShopBack 1.5% cash back.

See all offers

Macy's portal rates, best: Top Cash Back 15% cash back, #2: RetailMeNot 12% cash back, #3: Price.com 10% cash back, #4: Rove Miles 6x miles per $1, #5: Rakuten (Amex/Bilt) 4x points per $1.

See all offers

Nike portal rates, best: Capital One Offers 8x points per $1, #2: Price.com 10% cash back, #3: Rakuten (Amex/Bilt) 6x points per $1, #4: Active Junky 8% cash back, #5: BeFrugal 8% cash back.

See all offers

Target portal rates, best: ShopBack 10% cash back, #2: Capital One Offers 2x points per $1, #3: Top Cash Back 2% cash back, #4: Rakuten (Amex/Bilt) 1x points per $1, #5: Rakuten 1% cash back.

See all offers

Apple portal rates, best: Top Cash Back 6.06% cash back, #2: JetBlue 3x miles per $1, #3: British Airways 3x miles per $1, #4: Rakuten (Amex/Bilt) 2x points per $1, #5: Chase Freedom 2x points per $1.

See all offers

StubHub portal rates, best: ShopBack 10% cash back, #2: Rove Miles 7x miles per $1, #3: Active Junky 9% cash back, #4: Capital One Offers 6x points per $1, #5: Top Cash Back 8% cash back.

See all offers

Sephora portal rates, best: Capital One Offers 6x points per $1, #2: British Airways 5x miles per $1, #3: BeFrugal 5% cash back, #4: Price.com 5% cash back, #5: Rove Miles 3x miles per $1.

See all offers

eBay portal rates, best: Capital One Offers 8x points per $1, #2: Top Cash Back 10% cash back, #3: Swagbucks 5x points per $1, #4: RetailMeNot 4% cash back, #5: ShopBack 1.6% cash back.

See all offers

Newegg portal rates, best: Active Junky 2% cash back, #2: Rakuten (Amex/Bilt) 1x points per $1, #3: Chase Freedom 1x points per $1, #4: Chase Ink 1x points per $1, #5: Chase Sapphire 1x points per $1.

See all offers

PetSmart portal rates, best: RetailMeNot 12% cash back, #2: Kudos 6.4% cash back, #3: Capital One Offers 3x points per $1, #4: Rove Miles 3x miles per $1, #5: Top Cash Back 4% cash back.

See all offers

Chewy portal rates, best: Price.com 10% cash back, #2: Capital One Offers 4x points per $1, #3: Active Junky 5% cash back, #4: Rakuten (Amex/Bilt) 2x points per $1, #5: ShopBack 3% cash back.

See all offers

Dell portal rates, best: British Airways 7x miles per $1, #2: JetBlue 4x miles per $1, #3: Capital One Offers 3x points per $1, #4: Virgin Atlantic 3x miles per $1, #5: ShopBack 4% cash back.

See all offers

GiftCards.com portal rates, best: Chase Freedom 4x points per $1, #2: Rakuten (Amex/Bilt) 3x points per $1, #3: Alaska Airlines 3x miles per $1, #4: Chase Ink 3x points per $1, #5: Chase Sapphire 3x points per $1.

See all offers

Quince portal rates, best: Rove Miles 3x miles per $1, #2: British Airways 3x miles per $1, #3: Chase Freedom 2x points per $1, #4: Barclays RewardBoost 2x points per $1, #5: JetBlue 1.5x miles per $1.

See all offers

CVS portal rates, best: RetailMeNot 20% cash back, #2: Capital One Offers 13x points per $1, #3: BeFrugal 12% cash back, #4: Top Cash Back 8% cash back, #5: British Airways 6x miles per $1.

See all offers
Ranked by value per $1 spent. Points and miles are valued with Frequent Miler’s Reasonable Redemption Values (see methodology). Flat-amount offers aren’t ranked. Last updated Oct 22, 3:24 PM EDT.
YOUR FREE ACCOUNT

The leaderboard is for fun. Savewise helps you pick the best rate when you shop.

  • Compare every shopping portal’s rate for a store, side by side
  • Get notified when a store’s rate goes up
  • Know which card earns the most, with card offers from Amex, Chase, Citi and more activated for you
Free account · Ad-free and independent · Chrome, Firefox, Safari and iPhone

There’s a lot more inside Savewise

Create a free account to explore →
Compare 29 shopping portalsSee every portal’s rate for a store, side by side.
Card Benefits TrackerUse every credit before it expires.
Best CardKnow which card earns the most, everywhere.
Offer history trendsSpot the best time to shop from past rates.
Offer AlertsGet notified when a store’s rate goes up.
Wallet ProfilesTrack cards for everyone in your household.
Auto-activate card offersAmex, Chase, Citi and more, activated for you.
Clip grocery couponsClip coupons automatically at 3,000+ grocery stores.
The iPhone appOffer nudges in Safari while you shop.

Always shop the winner.

Compare every portal’s rate, get notified when a store’s rate goes up, and know which card to use. It’s free.

Also on Chrome, Firefox, Safari and iPhone.
METHODOLOGY

How the leaderboard works

  1. The rates

    We regularly pull every shopping portal’s current rate at each of the 200 stores, the same data behind each store’s page on Savewise.

  2. One unit: cents per $1

    Cash back counts at face value (5% = 5¢). Points and miles are multiplied by the valuations below, so 4x United miles × 1.3¢ = 5.2¢ per $1.

  3. The rankings

    “By store” sorts each store’s portals by that value. “By portal” counts how often each portal finishes in a store’s top 3, with #1 finishes breaking ties.

  4. What’s included

    The 200 most-viewed stores on Savewise with at least 5 portals. Flat-amount offers, sign-up bonuses, caps and card-linked offers aren’t counted, so confirm terms on the portal before you buy.

Valuations we use

Cents per point or mile, for every currency on the leaderboard.

Based on Frequent Miler’s Reasonable Redemption Values, a conservative estimate of what you can typically get when redeeming. Your redemptions may be worth more or less.

  • %Cash back1¢ per 1% back
  • Amex Membership Rewards / Bilt1.55¢ per point
  • Atmos Rewards (Alaska)1.5¢ per point
  • Chase Ultimate Rewards1.5¢ per point
  • Capital One miles1.45¢ per mile
  • American AAdvantage1.4¢ per mile
  • Rove Miles1.4¢ per mile
  • Virgin Atlantic Flying Club1.4¢ per point
  • Air France-KLM Flying Blue1.3¢ per mile
  • JetBlue TrueBlue1.3¢ per point
  • Southwest Rapid Rewards1.3¢ per point
  • United MileagePlus1.3¢ per mile
  • Emirates Skywards1.2¢ per mile
  • Delta SkyMiles1.15¢ per mile
  • British Airways Avios1.1¢ per Avios
  • Cathay Asia Miles1.1¢ per mile
  • Barclays points1¢ per point
  • Swagbucks SB points1¢ per point
© 2026 Savewise Inc.TermsPrivacyDisclaimersBrand names and logos belong to their owners. Savewise is an independent entity.